How Much Does It Cost To Adopt A Child In Texas?

Adopting a child is an exciting and nervous time for adoptive parents, but it’s also expensive. We explore: How much does it cost to adopt a child in Texas? In this article, and share some tips on how you can finance your adoption.

Adopting a child is not as easy as it may seem. It requires patience and money. A child can change your life forever, and if you cannot become a biological parent, you can always adopt a child and change your life forever. 

What are the costs of Adoption in Texas? This is a question that many people considering adoption have. Unfortunately, there is no easy answer regarding the cost of adoption in any state. However, this article will provide an overview of what you can expect to pay when adopting a child in Texas.

How Much Does It Cost To Adopt A Child In Texas

How Much Does A Private Adoption Cost In Texas?

The cost of private Adoption in Texas can vary depending on several factors, including the type of adoption you choose and the agency you work with. However, on average, private adoptions in Texas tend to cost between $60,000 and $65,000.

If you’re interested in adopting a child in Texas, it’s essential to do your research and understand the costs. Working with an adoption agency can help ensure that you have a smooth and successful adoption process.

What Are The Costs Associated With Adoption In Texas?

There are several costs associated with Adoption in Texas. These include agency costs, birth mother financial assistance, professional fees, travel expenses, and the risk-sharing Insurance Program.

How Much Does It Cost To Adopt A Child In Texas

Agency Costs:

The cost of using an adoption agency can vary widely. Some agencies charge a flat fee, while others charge an hourly rate. Some agencies also require a retainer fee. Be sure to ask about all fees upfront so no surprises later.

Birth Mother Financial Assistance:

Adoptive families in Texas may be required to provide financial assistance to the birth mother. This assistance can help with medical and living expenses during pregnancy and after the child is born. Financial aid will vary based on the birth mother’s needs.

Professional Fees:

Adoptive families will also need to pay for the professional adoption fees. These fees can include the home study cost, legal fees, and placement fees.

Travel Expenses:

If you are adopting a child from another state, you will need to pay for travel expenses. This can include the cost of airfare, hotel accommodations, and rental cars.

How Much Does It Cost To Adopt A Child In Texas

Risk-sharing Insurance Program:

The risk-sharing Insurance Program is a program that helps cover the costs of adoption if it is unsuccessful. Families who adopt through this program will pay a premium each year. If the adoption is not successful, the adoptive family will be reimbursed for some of the costs associated with the adoption.

You might also like to read: How To Adopt A Child In Texas

How Can I Cover My Texas Adoption Costs?

There are a few ways to cover the costs of your Texas adoption, including grants and loans, using your savings, or fundraising.

Grants and Loans

There are several loans and grants available to help with adoption costs. You may also get help from your employer, as some companies offer adoption benefits. The Texas Adoption Resource Exchange (TARE) provides a list of financial resources for adoptive families.

Your Savings

If you have savings set aside, you can use this to cover your adoption costs. This can be a good option if you don’t want to take on additional debt.

How Much Does It Cost To Adopt A Child In Texas


Another option is to fundraise to cover the costs of your adoption. You can set up an online fundraiser or hold a special event. This can be a great way to get support from your community.

No matter how you choose to cover your adoption costs, it’s essential to do your research and make sure you make the best decision for your family. Also, to save some money, you can adopt a child within the family or from a close one. But before you make up your mind, you must consider the essential aspects of both types of adoption. 

You might also like to read: How To Adopt A Child From The Philippines To the USA?

Do It Yourself vs. Agency Adoption in Texas 

Texas is a state that offers several adoption options for those looking to adopt a child. While both do-it-yourself and agency adoption can be great options, there are some significant differences to keep in mind. Here are four key points to keep in mind if you are considering adopting through an agency: 

Agency Adoptions

Agency adoptions are professional adoptions. This means that a licensed adoption agency handles the adoption process. The agency will work with prospective adoptive parents and birth parents to create an adoption plan that meets everyone’s needs.

Agency adoptions offer several benefits. First, the agency has extensive experience matching families with children who need homes. They know what to look for in a perfect adoptive home, and they can help birth parents find the best family for their child.

How Much Does It Cost To Adopt A Child In Texas


Agency adoptions adopt a process through which all paperwork and legal proceedings are taken care of by the agency, which can be helpful for adoptive families who may not have time to handle the legal process themselves. They often have extensive resources and support services available to adoptive families and adoptees. 


Agency adoptions provide families with emotional assistance and information specific to adoption-related matters. Counseling is also available through agencies, which can be extremely helpful for adoptive parents and birth parents.


Agency adoptions are more expensive than private adoptions. The cost of an agency adoption can range from $5,000 to $40,000. Many factors contribute to the cost of agency adoption. 

The most significant factors are the type of adoption and the agency’s location. Adoptions in the United States are more expensive than international adoptions. Private agencies typically charge more than state-run agencies.

How Much Does It Cost To Adopt A Child In Texas

Do it Yourself Adoption

There are several reasons why you might want to consider a DIY adoption. Perhaps you have been trying to adopt through traditional means and have not had any success. 

Or, you may want to have more control over the process and be more involved in every step. Whatever your reasons, you should know a few things before embarking on a do-it-yourself adoption journey. 


Independent adoptions, also known as do-it-yourself, are done without professional screening and are often much faster than agency adoptions. However, there is a higher risk of scams and unethical practices. It is essential to do your research before beginning the process and work with a reputable attorney. 

In general, the process involves finding a birth parent willing to give up their child and then filing a Petition for Adoption with the court. You will also need to complete an Adoption Home Study, a document that provides information about your home and family.


Many families have chosen to adopt without any outside help, and there is no shame in that. However, for those who may need a little assistance, there are a few things you can do to get the support you need. 

First, look to your friends and family for emotional support. They will likely be your biggest advocates and supporters throughout the adoption process. 

Second, join an online adoption group or forum where you can connect with other adoptive families. This is a great way to get advice and share experiences. 

Finally, consider hiring an adoption consultant or coach. They can provide invaluable support and guidance as you make your way through the adoption process.


Do-it-yourself adoption is typically less expensive than an adoption through an adoption agency when it comes to adoption costs. It is due to a lack of assistance for the birth family’s needs. In Texas, adoptive parents are responsible for paying the attorney fees related to a do-it-yourself adoption. 

If you want to adopt a child without spending a lot of money, you can do it yourself. This option is less expensive, but it takes more time and effort. In Texas, the average cost of an adoption through the state system is only $5,000.

You might also like to read: Can You Marry Your Adopted Sibling?

How Can I adopt a Baby For Free in Texas?

If you are interested in adopting a baby in Texas, there are a few things you need to know. First, there is no such thing as “free” adoption. 

One way to adopt a baby for free is to become a foster parent. Texas offers special training classes for prospective parents who want to become foster parents. The classes provide information about the process of becoming a foster parent and what is expected of you if you decide to become one. However you need to be mindful of the following things:

  • While adopting a child through the state foster care system may be less expensive than going through a private agency, there are still costs associated with the process. Many families choose to fundraise or take out loans to offset these costs. 
  • Second, the average wait time for an infant through the foster care system is 12-18 months. Families interested in adopting an infant should be prepared to wait patiently and be flexible in their expectations.
  • Third, while it is possible to adopt a child of any race or ethnicity through the foster care system, most children in the system are African American or Hispanic. Families interested in adopting a child of a specific race or ethnicity may consider working with a private adoption agency.

Another way to adopt a baby for free is to participate in an international adoption program. There are many agencies that work with international adoption programs, and most of them have websites where you can learn more about the process and the requirements for adopting a child from another country.

How Much Does It Cost To Adopt A Child In Texas

Frequently Asked Questions

How long does it take to adopt a child in Texas?

The average time it takes to adopt a child in Texas is 9-12 months, but the process can be shorter or longer depending on the agency you are working with, the type of adoption you are pursuing, and other factors. If you are interested in adopting a child in Texas, contact a licensed adoption agency today.

What is required to adopt a child in Texas?

To adopt a child in Texas, you will need to The cost to adopt a child in Texas of can be anywhere from $5,000 to $40,000 on average. These numbers can vary greatly based on which adoption agency is used, whether the child is a U.S. citizen or comes from another country, whether you’re adopting a foster child, and many other factors. 
Adopting a baby in Texas will oftentimes cost more than adopting an older child. In many cases, using the services of a Houston adoption attorney is less expensive than that of an adoption agency. 

Wrap Up

Adopting a child is a wonderful thing but it is also important to keep the expenses in mind. You need to be mindful of all the costs that are involved, and go ahead in line with your budget.

We hope we have covered the costs that will be involved in adopting a child if you reside in Texas in detail. Do let us know if we have missed anything!